Risk management & safety
What to expect from your risk management experience
At Builders Mutual, we’re proud to be the industry experts. Because we know that job-site hazards vary among contractors, our Risk Management program is not one-size-fits-all. Our consultants are available to help you define, identify, analyze, and plan for the risks associated with your company’s operations while promoting OSHA compliance.
Find a risk management consultant in your area
Take advantage of all Builders Mutual has to offer. Partner with your Risk Management consultant to improve your job-site safety practices — and your bottom line.
Focus Four
Builders Mutual has identified our top four claim types in terms of frequency (how often the claim happens) and severity (how expensive the claim is). With the Builders Mutual Focus Four, we make it easy for you to focus efforts to prevent unnecessary injuries and fatalities.
Safety is everyone's responsibility
Too many workers are injured in preventable accidents. To promote a culture of safety within the construction industry, Builders Mutual developed WorkSafe, a compact but critical introduction to best practices.
Return-to-Work Programs That Work
A Return-to-Work (RTW) program allows employees to be productive within their abilities during the injury recovery process and is a key component for containing and minimizing the cost of Workers’ Compensation claims.
As part of our dedication to providing our policyholders with the best resources possible, we assembled the tools you need to consider and establish an effective RTW program.
Download Return-to-Work Reference Guide
English SpanishToolbox Talks
Having safety meetings (toolbox talks) on your construction site is key to your safety program. When used properly, these talks can be an effective method for teaching workers safety awareness and for conveying the importance your company places upon safety.
Put Your Guard Up
Builders Mutual wants to empower everyone on the job-site to protect workers and visitors alike. Proper installation of a guardrail takes only a couple of minutes, yet it can be the difference between life and death. Speak up if guardrails are missing and help us stand up for improved job-site safety.
Safety Links and Additional Resources
- American Society of Safety Professionals
- CPWR
- District of Columbia OSHA
- Florida OSHA
- Georgia OSHA
- Industrial Safety and Health News
- JSI
- Maryland OSHA
- Mississippi OSHA
- NAHB
- National Safety Council
- NFPA
- North Carolina OSHA
- North Carolina OSHA Publications
- North Carolina OSHA – Video Library
- Occupational Safety and Health Administration (OSHA)
- OSHA eTools
- OSHA Posters
- Safety and Health Council of North Carolina
- South Carolina OSHA
- Tennessee OSHA
- Toolbox Talks
- Virginia OSHA
- VelocityEHS Chemical Management
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Safety Products, Inc.
- Builders Mutual partners with Safety Products, Inc. to provide our policyholders with access to a wide variety of safety products for your business. Builders Mutual policyholders receive preferred pricing on all safety equipment - including an additional percentage off of their best price! Please contact Jennifer George for more information email: jgeorge@spisafety.com or telephone: 888-449-7233.
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Safety Maker
- Safety Maker, Inc. is dedicated to the advancement of simple, reliable safety protection throughout the construction industry. The Safety Boot®, SurShield®, VersiShield® and StringerShield® were created and developed to fill the need for easy-to-use, inexpensive methods for building OSHA compliant, uniform guardrail systems. Safety Maker products are available through our partner, Safety Products, Inc., and can be purchased with the Builders Mutual discount of 12% off the best price. Please contact Jennifer George for more information email: jgeorge@spisafety.com or telephone: 888-449-7233.
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Fleetwatch
- FleetWatch Systems Inc. provides fleet safety and risk management solutions for your business. They are the nation’s leader in driver and fleet monitoring programs, designed to increase safety on the roadways and add money to your company’s bottom line. FleetWatch products and services are available at a 25% discount. Let the FleetWatch team know that you are a Builders Mutual customer and the products and/or services will be priced accordingly at the time of the quote.
- Visit 1800howsmydriving.com for general information. For specific details on services, products and pricing contact Darryl Tolentino toll-free at 1-800-515-9902, directly at 778-401-4100 or by email atdbt@1800howsmydriving.com.
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IntelliCorp
- IntelliCorp offers comprehensive background check services that let you screen applicants to help minimize risk and determine the quality of your new hires. View additional details.
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National Equipment Register
- To combat equipment theft, NER offers a program called HELPtech that allows equipment owners to register construction equipment on a national database. This improves the volume, quality, and availability of information to law enforcement investigating suspicious equipment, and helps in recovery of stolen equipment. Visit ner.net for more details. Use code BM726.
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WorkSTEPS
- WorkSTEPS provides an objective system to prevent injuries and set realistic rehabilitation treatment plans for a safe, expedited return to work. They provide functional employment tests that are medically safe, legally compliant, scientific, and objective in order to match a worker’s functional capabilities with the essential function of the job. Visit worksteps.com for more details.
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Little Giant
Ladders
- Little Giant Ladder Systems, Inc. manufactures and distributes superior-quality climbing products worldwide. As the industry leader in ladder safety innovation, the company’s growing family of brands includes Little Giant Ladders®, Little Giant Xtreme™, Aerial Safety Cage™, SumoStance™, Select Step™, Lunar™ and Dark Horse™.
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Nexar
- Builders Mutual has teamed up with Nexar to offer our policyholders exclusive discounts on AI-powered dashcams. These advanced devices capture video footage in the event of an accident, helping to reduce the impact of your auto claims. Connect with your Risk Management Consultant for more information.
- Safety Policy: A comprehensive document designed to establish the safety procedures and individual responsibilities within a company. Reach out to your Risk Management consultant for assistance.
- Safety Program: A detailed document that addresses specific work related hazards, as well as hazards that could result from a change in practice or conditions on your job-site. Reach out to your Risk Management consultant for assistance.
- Subcontractor Agreement Best Practices Checklist and Sample Multi-jurisdictional Subcontractor Agreement
- Drug and Alcohol Policy Forms
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